Bankruptcy typically gives debtors a means of shielding themselves against creditors and stopping harassment for repayment of old debts. However, there are some creditors who are highly persistent in their collection methods, and who may continue to coax debtors into paying off these debts, even after they’ve already been discharged... View Article
One of the most common questions we receive from our clients regarding Chapter 7 bankruptcy in Montgomery County, TX is whether filing for bankruptcy will put a stop to lawsuits from creditors seeking payment. The answer is that it really depends on the kind of lawsuit as well as the... View Article
Chapter 7 bankruptcy offers debtors the opportunity to have most of their unsecured debts discharged, giving them a fresh financial start. However, there are a number of rules in place to prevent people from taking advantage of the system, including the implementation of a means test to determine one’s eligibility... View Article
Under the Federal Bankruptcy Code, there are four different types of bankruptcy filings: Chapter 7, Chapter 11, Chapter 12 and Chapter 13. The chapter under which you file depends on your personal financial situation—the most common is Chapter 7, but the other three options are also relatively common. Here’s some... View Article
So, you’ve finally made the decision that your debts are simply too much for you to overcome through traditional means, and you need to file for bankruptcy to get a fresh start. The first thing you should do is retain a qualified bankruptcy attorney who can help you through the... View Article