Blog | James R. Jones, Attorney At Law

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A Guide to Better Understanding Credit Counseling

October 18, 2019

Credit counseling is often preferable to consulting with a debt attorney in Montgomery County, TX. Debt education is part of the bankruptcy requirements now, and many people like to make an attempt to pay off debt before scheduling an appointment with a Chapter 7 lawyer. Like many options, credit counseling... View Article

The Means Test in Montgomery County, TX: Do You Qualify?

October 11, 2019

Declaring bankruptcy used to be a matter of filing the right paperwork and voila: full discharge, and you get to move on with your life! Now, personal bankruptcy in Montgomery County, TX requires more steps. One of these is the Means Test, which uses the median income in your county... View Article

Pros and Cons of Filing Chapter 7 Bankruptcy

October 4, 2019

Chapter 7 bankruptcy is often a harrowing decision. Even if you are already facing significant financial difficulty, embarrassment and fear often affect the decision. Every bankruptcy attorney in Montgomery County, TX knows there is nothing easy about filing for bankruptcy, and every client must weigh the pros and cons. Here... View Article

How the Automatic Stay Stops Creditor Inquiries

September 25, 2019

When you file for bankruptcy, you become the immediate beneficiary of an automatic stay in Montgomery County, TX. This is a legal document sent to your creditors notifying them that you have filed for bankruptcy. When the automatic stay is in effect, it prohibits your creditors from taking actions such... View Article

Understanding the Different Types of Small Business Bankruptcy

September 18, 2019

Is your business hemorrhaging money, and the only way forward you can see is bankruptcy? Depending on the circumstances you’re facing, you can choose from any of three kinds of bankruptcy for your small business. Here’s a quick overview of your options for small business bankruptcy in Montgomery County, TX.... View Article