Blog | James R. Jones, Attorney At Law

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The Importance of Pre-Bankruptcy Planning

October 21, 2020

Filing for consumer or business bankruptcy is a big step, which will have long-term financial implications. However, it also presents you with the opportunity to wipe the slate clean and start fresh, free from quickly-escalating debt. Before you take the plunge, pre-bankruptcy planning in The Woodlands, TX can help. You... View Article

Does Your Credit Score Go Up After Chapter 7 Discharge?

October 7, 2020

Bankruptcy is meant to provide a fresh financial start for debtors. For most Americans, one major illness or extended period of unemployment can wipe out their savings. It’s easy for debt to start piling up, whether it’s from irresponsible spending or just trying to survive. Bankruptcy helps debtors reorganize their... View Article

Getting a Small Business Loan After Bankruptcy

September 18, 2020

If you’ve applied for a small business loan after filing with a bankruptcy lawyer in The Woodlands, TX, are the lenders going to laugh you out of the office, or will you be able to fund your venture? Many small business owners and entrepreneurs want to know what will happen... View Article

Can You Make Too Much Money to File for Chapter 13 Bankruptcy?

September 11, 2020

Which type of bankruptcy you can file depends on a lot of things, including your income and assets. Some people qualify for both Chapter 7 and Chapter 13 bankruptcy, but find that one option is clearly better than the other. Others may want to file for Chapter 7—where your assets... View Article

What Is the Homestead Exemption in Bankruptcy?

September 4, 2020

When you file for bankruptcy, the court considers all your assets (whether you own them outright or were paying them off). Depending on the type of bankruptcy you file for, you might be required to sell the asset and use the funds to pay your creditors, keep the asset and... View Article