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James R. Jones, Attorney at Law.


  • Published: October 21, 2020

Filing for bankruptcy is a big step, which will have long-term financial implications. However, it also presents you with the opportunity to wipe the slate clean and start fresh, free from quickly-escalating debt. Try your main joy in coin master free spins links. Before you take the plunge, pre-bankruptcy planning in The Woodlands, TX can help. You need to know…Read More

  • Published: October 7, 2020

Bankruptcy is meant to provide a fresh financial start for debtors. For most Americans, one major illness or extended period of unemployment can wipe out their savings. It’s easy for debt to start piling up, whether it’s from irresponsible spending or just trying to survive. Bankruptcy helps debtors reorganize their debt and pay off creditors as much as possible. At…Read More

  • Published: September 18, 2020

If you’ve applied for a small business loan after filing for bankruptcy in The Woodlands, TX, are the lenders going to laugh you out of the office, or will you be able to fund your venture? Many small business owners and entrepreneurs want to know what will happen if they try to get funding for their next great idea. Here’s…Read More

  • Published: September 11, 2020

Which type of bankruptcy you can file depends on a lot of things, including your income and assets. Some people qualify for both Chapter 7 and Chapter 13 bankruptcy, but find that one option is clearly better than the other. Others may want to file for Chapter 7—where your assets are liquidated and used to pay creditors—but can’t pass the…Read More

  • Published: September 4, 2020

When you file for bankruptcy, the court considers all your assets (whether you own them outright or were paying them off). Depending on the type of bankruptcy you file for, you might be required to sell the asset and use the funds to pay your creditors, keep the asset and pay according to a pre-determined plan or use the homestead…Read More

  • Published: September 1, 2020

Unpaid medical bills add up fast, and there’s no bigger reminder of this than the current pandemic. Medical spending in the United States adds up to over $3 trillion per year, and some experts predict that will go over $6 trillion over the next seven years. Medical debt is one of the major reasons why people file for bankruptcy—health care…Read More

  • Published: August 28, 2020

The bills are piling up and there’s no way you can pay them all—and your mortgage company just sent you a notice that they’re foreclosing on your home. You don’t want to lose your home and the memories associated with it. What can you do? In some cases, filing for bankruptcy can help you hang onto your home. Petitioners often…Read More

  • Published: August 25, 2020

No matter how much money you owe to your creditors, you still have debtors’ rights in The Woodlands, TX. Creditors have some leeway in collecting their debt, but they’re more limited than you might think. Whether you’re considering filing for bankruptcy or are just having trouble getting one debt paid off, you should know your rights. You’re entitled to fair…Read More

  • Published: August 18, 2020

Whether your child is about to go off to college, or you’re seeking higher education with a bankruptcy in your past (or present), many clients wonder how bankruptcy will affect getting student financial aid, particularly loans. Student loan bankruptcy and financial aid in The Woodlands, TX can be a complex issue, but the short answer is that you typically should…Read More

  • Published: August 11, 2020

When your debts start piling up and you’re struggling to pay the bills, the last thing you need is a creditor using wage garnishment to collect on your debts. Garnishment can take up to a quarter of your paycheck—which, if you’re already having financial trouble, can make the difference between surviving and falling even deeper into debt. In some cases,…Read More

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