Categories for Bankruptcy

How Chapter 7 Bankruptcy Can Help with Car Repossession

November 1, 2019

Can you get your repossessed car back after filing for bankruptcy? Generally, yes: if you fall behind in your payments and then file for Chapter 7 bankruptcy, you will likely be able to get your car back—but you shouldn’t file for bankruptcy solely to reclaim a car. Bankruptcy proceedings before... View Article

Four Things to Ask About During a Bankruptcy Consultation

October 25, 2019

If you scheduled a consultation to file for personal bankruptcy, it is likely you are already overwhelmed. When bills pile up and collection calls will not stop, it is easy to just want the whole thing to be over so you can move on with a debt-free life. However, you... View Article

A Guide to Better Understanding Credit Counseling

October 18, 2019

Credit counseling is often preferable to consulting with a debt attorney in Montgomery County, TX. Debt education is part of the bankruptcy requirements now, and many people like to make an attempt to pay off debt before scheduling an appointment with a Chapter 7 lawyer. Like many options, credit counseling... View Article

The Means Test in Montgomery County, TX: Do You Qualify?

October 11, 2019

Declaring bankruptcy used to be a matter of filing the right paperwork and voila: full discharge, and you get to move on with your life! Now, personal bankruptcy in Montgomery County, TX requires more steps. One of these is the Means Test, which uses the median income in your county... View Article

Pros and Cons of Filing Chapter 7 Bankruptcy

October 4, 2019

Chapter 7 bankruptcy is often a harrowing decision. Even if you are already facing significant financial difficulty, embarrassment and fear often affect the decision. Every bankruptcy attorney in Montgomery County, TX knows there is nothing easy about filing for bankruptcy, and every client must weigh the pros and cons. Here... View Article

James R. Jones, Attorney At Law