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James R. Jones, Attorney at Law.


  • Published: May 6, 2020

If you’re self-employed, the list of things you need to keep track of—including taxes, health insurance and the particulars of running your own business—can often be more difficult than anyone ever anticipated. Unfortunately, this includes bankruptcy. The court can have a difficult time differentiating what kind of assets you have—especially debating whether they’re business or personal—when you file for bankruptcy.…Read More

  • Published: April 29, 2020

Hooray, you’ve just won the lottery! Or, more commonly, I’m sorry, your relative passed away—and you’ve inherited a nice chunk of their estate. Your financial problems are over—or are they? The response to bankruptcy can depend on what kind of bankruptcy you filed. Windfalls during bankruptcy can change the course of proceedings, so make sure to contact your Chapter 7…Read More

  • Published: April 22, 2020

If you’re unemployed and dealing with mountains of debt while there’s no foreseeable end to the current pandemic and financial crisis in sight, you’re not alone. Many of our clients ask whether they can file for bankruptcy when they’re unemployed, and the answer is yes—although Chapter 7 bankruptcy is more amenable to loss of employment, Chapter 13 might be a…Read More

  • Published: April 15, 2020

If we wanted to distill this blog post down to one sentence, it would be “don’t do it.” Bankruptcy fraud could seem tempting, but if you get caught—and chances are, you will—it’s a federal crime that has penalties of up to $500,000 in fines and five years in prison. Even if you accidentally commit Chapter 13 or Chapter 7 bankruptcy fraud in…Read More

  • Published: April 8, 2020

Debt collectors are widely considered a scourge—even if their goal is noble, their methodology often leaves a lot to be desired. Those who have dealt with debt collectors calling their friends and family members and threatening lawsuits or to garnish their wages know just how obnoxious—and downright frightening—dealing with debt collectors can be. If you’re dealing with a debt collection…Read More

  • Published: April 1, 2020

As the coronavirus pandemic takes over the world, many Americans find themselves laid off or otherwise without a way to make ends meet. This leaves the question about how to deal with the bills—if you have current debts or a bankruptcy proceeding, what will happen to you during the coronavirus outbreak in Montgomery County, TX? What to do if you’re…Read More

  • Published: March 26, 2020

If you’ve been considering bankruptcy and have even one year of not filing your tax returns, your case could be over before it begins. It’s important to resolve any unfiled taxes before bankruptcy in Montgomery County, TX—the court will want to know the specifics of your financial situation, and that includes how much you may owe to or are due…Read More

  • Published: March 19, 2020

When your wages are garnished, you could see around 25 percent of your take-home pay go to pay your creditors. For most people, that number is unsustainable, so they choose to file for bankruptcy instead. Bankruptcy can stop wage garnishment in Montgomery, TX and beyond—consult an attorney to find out whether filing might be a good option for you. Stopping…Read More

  • Published: March 12, 2020

If you’ve found yourself climbing out of the bankruptcy hole only to end back up there a short time later, you’re not alone. Many people have difficulty even after the fresh start that a bankruptcy proceeding can provide. You’re allowed multiple bankruptcy filings in Montgomery County, TX, but there are requirements as to how many years must pass between them—and…Read More

  • Published: March 5, 2020

If you’ve filed for bankruptcy, there’s good news and there’s bad news. The good news is that with good representation and a willingness to change, you will likely be able to discharge all or most of your debt. The bad news is that you still have to file taxes. Tax season bankruptcy in Montgomery County, TX involves a slightly different…Read More

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