Blog | James R. Jones, Attorney At Law - Part 4

Latest Posts

Advantages of Chapter 7 Bankruptcy in Montgomery County, TX

August 9, 2019

It can be very difficult to decide that bankruptcy is the right decision for you in your specific financial situation. However, there’s no denying that there are some advantages to filing for Chapter 7 bankruptcy in Montgomery County, TX when you get overloaded with debt to the point that every... View Article

Is Chapter 7 or Chapter 13 Bankruptcy Right for You?

August 2, 2019

When you’re in over your head with personal debt, you might consider filing for bankruptcy—but what kind should you file for? Chapter 7 and Chapter 13 bankruptcy both help you get out from under your debt, but they do so in very different ways. Chapter 7 and Chapter 13 have... View Article

What Is the Discharge Injunction, and What Happens If It’s Violated?

July 26, 2019

When you receive a bankruptcy discharge, it releases you from personal liability for certain specific debts. A discharge injunction is a permanent order that prevents creditors from collecting on those and other pre-petition debts. This includes letters, telephone calls and other means of contact. When a creditor violates the discharge... View Article

Why the Means Test Is Important When Filing for Bankruptcy

July 19, 2019

The means test is the test that the law applies to determine whether you’re eligible for Chapter 7 bankruptcy—a type of bankruptcy filing that allows debt forgiveness. Chapter 7 bankruptcy usually forgives unsecured debts, such as credit card and medical debt. Filing under Chapter 7 is reserved for low-income citizens... View Article